Pre-paid Funeral Plans
Choosing to arrange a personalised pre-paid funeral plan protects your loved ones from the responsibilities of decision-making at a difficult time, ensures that your final wishes are carried out and fixes the cost at today’s prices.
Secure the funeral you want – without the worry of spiralling costs
A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non-funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service. The value of the allowance included in your plan may grow over time. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.
At John Fraser & Son, we work in partnership with Golden Charter to provide you with a simple way to plan ahead. As one of the UK’s largest funeral plan providers1, Golden Charter has helped over 1 million people to plan ahead2, so we’re completely confident in offering their plans to you.
Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents, regardless of age or state of health.
Would you like to know more information about how a Golden Charter funeral plan could work for you? We can provide you with all of the information you need to make an informed decision for you and your family, so get in touch today!
1 Based on a Golden Charter analysis and independent research of the funeral plan market size as at December 2024.
2 Correct at July 2025.
3 Confirmed by Golden Charter Trust’s audited accounts at 31 March 2025.
Take out a Golden Charter funeral plan by 30th November 2026 and you can look forward to more than just peace of mind. You’ll also save an exclusive £250 discount on the price of your plan.This offer is an additional benefit of you purchasing a Golden Charter funeral plan, available only if you satisfy the following criteria and subject to these terms: This offer is made available to you by John Fraser & Son, who act as an appointed representative of GoldenCharter Ltd. (Registration number 02511598. Registered Office: One Fleet Place, London, EC4M 7WS). Golden Charter is the promoter of this offer and is authorised and regulated by the Financial Conduct Authority(FRN:965279). The offer commences on 5th October 2026 and expires on 30th November 2026. Claims made outside of those dates will not be valid. The offer applies to the confirmed purchase of a funeral plan through this funeral director during the set dates of the promotional period, excluding direct cremation funeral plans. This offer is not applicable online. Your discount will apply at time of purchase. This offer cannot be used in conjunction with any offer or incentive offered by Golden Charter or its other authorised representative(s). Your discount cannot be exchanged for a cash alternative. This offer does not affect your statutory rights nor your rights and obligations under your Golden Charter funeral plan, which are contained in the relevant plan Terms & Conditions. John Fraser & Son’s decision on the operation of this offer is final.
Victoria Elizabeth Fraser trading as John Fraser & Son is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).
Contact us to arrange a meeting, where we can discuss, under no obligation, the practical advantages of putting in place a pre-paid, personalised funeral plan.
Regional Funeral Planner of the Year
2013, 2014, 2015, 2016, 2017, 2018
National Funeral Planner of the Year
2015, 2018
